How Are Loss Of Earnings Defined In Personal Injury Claims In The UK?

How Are Loss Of Earnings Defined In Personal Injury Claims In The UK?

Accidents come unannounced. They could happen in your home, at your workplace, at a social event or on the road. The resulting injury from any accident can have a disastrous impact on your life—impacts that can vary with the severity of injuries sustained.

Rehabilitation, recovery and coping with your life after the accident is anyone’s first priority. However, an injury can also leave you in a pool of financial crises—stripping you of prospective job opportunities, promotions and your monthly income.

When a personal injury starts affecting your life financially, you can claim for compensation for the damage done by the person at-fault.

What Are Personal Injury Claims?

Personal injury claims are compensation for the injured party to help them deal with the ensuing medical expenses and trauma. This is compensation for people who may not be entitled to sick pay, are running their own business, and were made to opt out of a valuable contract or any other opportunity with a monetary benefit. Hence, personal injury claims for loss of earning caters to everyone including those who are self-employed. It also covers any future bonuses and interim payments.

Personal injury claims in the UK are only applicable to you if the accident was not your fault. This means you need to be a victim of the accident and not the person at-fault to claim compensation for loss of earning because of personal injury.


General Damages vs. Special Damages

Personal injuries are often categorized into general damages and special damages. General damages include compensation for injuries that caused you pain and trauma without affecting your day-to-day life. Special damages, on the other hand, lay claim to any money that you may have lost because of the accident and injuries that followed.

Quantifying Your Loss Of Earnings

Loss of earnings is calculated based on your net pay—not your gross salary. Your overtime, commission and bonuses will also be taken into account. However, depending on your contract with the employer, the following deductions will be made:

  • Your pension contributions
  • Sick pay to be paid by your employer
  • Benefits that you receive while you’re off work

When you decide to lay a claim for your loss of earnings, you’ll need your previous payslips, history of overtime, correspondence about promotions and appraisals and a record of all off days you took from work. If you’re self-employed, you’ll need to show your ongoing contracts, correspondence of work that you were forced to turn away and invoices depicting your current income.

If you’re looking for a personal injury claim solicitor in Wembley, you can get in touch with the lawyers at Wembley Solicitors. They’re a law firm offering legal support for personal injury victims claiming for loss of earnings. Get in touch with us to learn more!

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